BuyRestaurantInsurance is owned and run by one person as a place for restaurant and bar owners to request quotes. Nothing is underwritten, sold or bound on the site, which is not an insurer and not an agency.
Licensed agents and partners who handle restaurant accounts may follow up. Every decision on coverage and premium belongs to the insurer.
Coverage descriptions here are general. The wording of your policy, together with your state's laws, decides what is covered in your dining room and kitchen.
Why restaurants
Restaurants combine risks that most small businesses never face together: open flames and grease, alcohol service with dram shop exposure, a large hourly workforce and a steady stream of guests. Coverage that suits a retail shop or office can leave real gaps for a kitchen and dining room, so the pages here focus on those specific risks.
Left off the menu
Average premiums, insurer rankings and promised savings are not part of these pages. A restaurant's price reflects its concept, location, sales mix and history.
Who the site is for
Owners and managers of full-service restaurants, counter-service spots, cafes, bakeries, bars and taverns, plus people preparing to open a new location. If you are signing a lease or applying for a liquor license, the coverage pages explain what you will likely be asked for.
What happens to your details
Restaurant requests go only to the recipients in our privacy policy, and contact ends when you ask.
When in doubt
Your agent can explain how a general point here applies to your own policy.
What we stand for
Kitchen-first
The risks of real restaurants.
No inflated claims
No averages, no rankings.
Your details guarded
Shared per the privacy policy only.